Todays Lesson At Brent, Secure Your Loans

Another reader comment on "Brent Credit Or Brent Debit?":

How does this conflict with the original poster? This post conflicts with itself actually. The poster says the ID card can be used as a debit card, which is true, but then the poster goes onto say that if the child goes beyond the loaded amount, the child goes into negative balance - or as that child will later learn: goes into credit card debt. Debit cards can't go into negative balance.

Does this poster read the news? Credit card debt is bankrupting families throughout the US, Australia and Europe. Giving them to kids to use at the cafeteria is not the responsible way to teach children about the implications of consumer debt. The Brent School ID is a credit card used by the vendor to rack up expenses for kids not responsible enough to know how to use credit cards. It's not used all over the world. It's irresponsible.

[The Subic Bulletin] Surely a Debit Card with a negative balance can only be credit unless it is secured against something. The first poster was indicating that the "security" on this credit account was the child's report card, which doesn't seem very fair if the school fees were already paid.